About Us

Founded by Patrick Roesink, Redefi leverages over 25 years of global experience in risk management to support financial service providers.

With deep expertise in Credit Risk, Market Risk, Operational Risk, and Compliance, Redefi has a unique perspective on the evolving demands in risk management, driven by regulatory changes and technological advancements.

Redefi offers practical and technical knowledge to enhance your risk management practices. Whether you’re a large financial institution grappling with digitization or a fast-growing fintech needing to scale, we tailor our approach to your specific needs.

Our client-centric strategies drive effective transformation, ensuring your risk management reaches new heights. Trust Redefi to redefine your risk management.

Redefi Consultancy, based in Prague, Czechia, specializes in providing innovative solutions for Risk Management organizations. Whether you’re a well-established financial institution, a fintech, or a startup, Redefi delivers tangible improvements in risk management.

Experience the power of redefinition with Redefi. We transform how businesses operate their risk management units, helping them thrive in today’s competitive landscape. From market research and analysis to process optimization and digital transformation, Redefi is your trusted partner for enhancing risk management effectiveness and efficiency.

From the early days of my career, I’ve leveraged data and technology to enhance my work. In the mid-90s, as a market risk manager, I built Black & Scholes option models and bond pricing models in Excel for a Central European office, fine-tuning Value at Risk models to capture local market behavior. This provided key insights into potential arbitrage opportunities and a better understanding of the risks we faced. Later, I co-created an enterprise-wide credit risk exposure system, consolidating global corporate credit exposures, which informed strategic business decisions.

Frustrated by the time-consuming process of data gathering and report creation, I focused on implementing macros and automation in the early 2000s, streamlining routine processes to allow more time for analysis and action. This data-driven approach became foundational in my vision of an ideal risk management organization where data played a crucial role.

I realized that automation and digitization not only improved efficiencies but also enhanced risk management processes, enabling better decisions. Risk assessment, measurement, and monitoring all required digital data. Combining this with business and external data enabled powerful predictive analytics and comprehensive E2E experiences. Incorporating technologies like Optical Character Recognition, Artificial Intelligence, Machine Learning, and Robotic Process Automation brought risk management into the spotlight.

Armed with crucial data and solid risk practices, Chief Risk Officers (CROs) gained a more prominent seat at the business strategy table. Witnessing and driving this transformation over the decades led me to found Redefi Consultancy. My goal is to help other companies build robust and effective risk management organizations that not only manage risks within their appetite but also add value to the business, turning risk management into a competitive advantage.